Charlotte Homes under $400,000

Welcome to Charlotte, North Carolina—an enchanting city where Southern charm meets vibrant urban living! Nestled in the heart of Mecklenburg County, Charlotte is known for its booming economy, rich history, and diverse culture. With a population that continues to grow, this bustling metropolis is not only a financial hub but also a fantastic place to call home.

Charlotte boasts a delightful mix of attractions, from the exhilarating NASCAR Hall of Fame to the serene beauty of the U.S. National Whitewater Center. The city is home to a plethora of parks, restaurants, and entertainment venues, ensuring there’s never a dull moment. Whether you’re exploring the historic neighborhoods of Dilworth and Plaza Midwood or enjoying the modern amenities of Uptown, Charlotte offers something for everyone.

For those seeking affordable housing options, you’ll be pleased to discover that Charlotte has a variety of homes available for under $400,000. From charming bungalows to contemporary townhomes, the real estate market in Charlotte is both diverse and accessible. Families, young professionals, and retirees alike will find a welcoming community and a perfect place to settle down.

The city’s excellent schools, growing job market, and warm community spirit make it an ideal choice for buyers looking to invest in their future. With its beautiful neighborhoods and affordable homes, Charlotte is not just a place to live; it’s a place to thrive. Come experience the magic of Charlotte, where your dream home awaits!

Newest Charlotte Homes under $400,000

$392,500

4 Beds ⋅ 3 Baths ⋅ 4431090 MLS ⋅ COMING SOON Status

$5000 seller paid closing costs and all appliances included!!! Located on a quite Col de sac and only 15 minutes from Uptown. When you walk in the open-concept great room flows into the kitchen, where a large island makes a natural spot to cook, gather and entertain. Upstairs, a flexible loft and a study nook give you room for a media space or play area. The primary suite is a true retreat, with a spacious ensuite bath and a walk-in closet. Out back, the patio is ready for morning coffee or grilling dinner. The home's energy-efficient construction helps keep utility costs down and comfort up all year. Belterra puts you in a prime northwest Charlotte location, minutes from shopping, dining and entertainment at Riverbend Village, Northlake Mall and Uptown Charlotte. Quick access to I-485 and Hwy 16 makes commuting easy. Free 0.5% rate buy down available through fairway mortgage!

1107 Harland Street, Charlotte

Listing courtesy of EXP Realty LLC Ballantyne. 336-480-7755

$220,000

3 Beds ⋅ 3 Baths ⋅ 4430727 MLS ⋅ ACTIVE Status

Located just 4 miles from Uptown Charlotte’s Center City and 1 mile from I-85, this move-in-ready townhome offers comfortable living, everyday convenience and an affordable opportunity to own. Built in 2020, it features 3 bedrooms, 2.5 bathrooms and 1,220 square feet with a layout designed for both relaxing and entertaining. The main level includes a spacious open flow between the living area and eat in kitchen with island. Upstairs, the primary bedroom offers an ensuite and connected walk-in closet, along with two additional bedrooms, a second full bath, and laundry. The roof, appliances and major systems are only six years old, providing added value and peace of mind. With easy access to Camp North End, NoDa, Charlotte’s dining, breweries, arts and surrounding communities, this home makes it easy to enjoy the best of the area. Book your tour today and see how comfortably your next move can be!

5356 Austin Knoll Court, Charlotte

Listing courtesy of Costello Real Estate and Investments LLC. Lori@GLAMrealtyllc.com

$200,000

2 Beds ⋅ 2 Baths ⋅ 4422684 MLS ⋅ ACTIVE Status

Investors, here's your chance to buy a great cash flowing property just outside of Uptown Charlotte! Only 1 mile to the French St Gold Line Station which connects you to Uptown, Elizabeth and Plaza Midwood. Just over a mile to Johnson C Smith University and less than 3 miles to Uptown Charlotte, this area is already seeing tear downs for new construction and a business corridor that is growing and changing with new investment. Tenant in place through June '27, no rental prep needed and immediate stream of cash flow already in place. Tenant pays $1,450/mo in rent, equating to roughly 8.7% gross rent yield. It is very hard to find properties anywhere in Charlotte proper for $200k, much less in a neighborhood with huge upside! Great opportunity for investors looking for a solid 2-bedroom, 2-bathroom brick property with immediate cash flow. An excellent addition to your rental portfolio! Property does have an active tenant in place until June 30, 2027.

2019 St Mark Street, Charlotte

Listing courtesy of COMPASS. chip.jetton@compass.com

$379,000

3 Beds ⋅ 3 Baths ⋅ 4430462 MLS ⋅ COMING SOON Status

Wonderful Southwest Charlotte home in a beautiful, large cul-de-sac lot! Convenient access to I-485, I-77, Carowinds, Charlotte Douglas International Airport, Charlotte Premium Outlets, and entertainment. This 3 bedroom, 2.5 bath home offers a smart floorplan with generous formal and casual living spaces, perfect for everyday living, entertaining, or working from home. The warm and inviting kitchen features beautiful butcher block countertops, a gorgeous travertine tile backsplash, electric range, stainless steel farm sink, newer stainless appliances, pantry, breakfast nook, and tons of cabinetry. This home offers additional space for formal dining, or to repurpose as you see fit! Upstairs you’ll find three generously sized bedrooms and two full bathrooms. Fresh interior paint, updated laminate flooring downstairs, new carpet upstairs, and a newer A/C unit make this one truly move-in ready. Outside is something special! Mature landscaping, a wood deck with a pergola, and a large lot create private gathering spaces to enjoy the outdoors. The two-car garage offers plenty of space for the cars as well as storage. Wonderful home, incredible yard and a neighborhood you’ll love! Take the next step and see it for yourself!

14200 Lavender Trace Court, Charlotte

Listing courtesy of Apex Realty Of The Carolinas Inc. sharetha.holman@gmail.com

5901 Quail Hollow Road Unit #F, Charlotte

$260,000

2 Beds ⋅ 3 Baths ⋅ 4430297 MLS ⋅ ACTIVE Status

Located in the desirable Quail Hollow/SouthPark area, this Quail Hill condo is move-in ready and has been extensively updated, with improvements that go well beyond the cosmetic. The kitchen features granite countertops, white cabinetry, pull-out shelving in the pantry storage, Added Recessed lighting and a conveniently located Full sized Laundry closet w/shelving tucked behind bifold doors. This spacious floor plan offers comfortable living and dining areas, generously sized bedrooms, plenty of room for everyday living, entertaining or working from home. One of the home's unexpected highlights is its connection to the outdoors. Mature trees and beautiful green-space views provide a leafy backdrop from the bedrooms and the rear patio. The dining area opens to the rear patio extending the living space outdoors while bringing lovely views of the patio and surrounding greenery inside. Bonus patio off the kitchen provides an additional outdoor space, complete with a decorative metal gate and convenient access to the home's large storage room. Updates include - All windows have been replaced, new sliding doors, new exterior AND interior doors, new vanities w/ great storage, new LVP flooring on the main level, newer carpet and paint, appliances, water heater, Added recessed lighting in the kitchen, updated light fixtures throughout, A standout feature is the Split-system HVAC w/ seperate Thermostats on the main AND upper levels for independent temperature control. NOTE: Storage room has been insulated, has electrical outlets and lights. Everyday convenience continues with (2) assigned parking spaces directly in front of the unit, plus ample additional and visitor parking and the community pool is just a short walk away. Quail Hill is a convenient South Charlotte location directly across from the Harris YMCA and only 4-6 minutes to SouthPark Mall, Specialty Shops SouthPark, Symphony Park, Phillips Place and Quail Corners offering an abundance of shopping, dining and entertainment options nearby. Easy access to Uptown, I-77 and Ballantyne. Move-in ready, exceptionally convenient and updated, this home is ready for its next owner.

5901 Quail Hollow Road Unit #F, Charlotte

Listing courtesy of Keller Williams Ballantyne Area. shirley@ShirleySellsCarolinas.com

$349,900

3 Beds ⋅ 3 Baths ⋅ 4431102 MLS ⋅ ACTIVE Status

Qualifies for 100% financing, no PMI, $5,000 toward closing costs, and $5,000 in down payment assistance. This is the last unit on Mint St available from the sellers! Welcome to 6819 Mint St, where a thoughtfully designed floor plan, modern finishes, and a spacious lot come together just minutes from Uptown Charlotte. Step inside to an inviting open-concept main living area that seamlessly connects the kitchen, dining, and living spaces—perfect for everyday living and entertaining. Upstairs, you'll find spacious bedrooms with ample storage, including a well-appointed primary suite featuring a private en-suite bathroom, dual vanities, and a walk-in closet. Outside, enjoy the freedom and flexibility of a spacious lot with NO HOA, giving you more room to make the property your own. Convenient access to Uptown Charlotte puts employment, dining, entertainment, and everything the city has to offer within easy reach. Don’t miss your incredible opportunity for this new construction home.

6819 Mint Street, Charlotte

Listing courtesy of EXP Realty LLC Ballantyne. 570-991-1937

$360,000

3 Beds ⋅ 2 Baths ⋅ 4431105 MLS ⋅ COMING SOON Status

Beautifully renovated 3-bedroom, 2-bath ranch offering easy one-level living. Features a fully updated kitchen and bathrooms, fresh modern finishes throughout, and a covered back porch perfect for relaxing or entertaining. Conveniently located with easy access to Uptown, South End, shopping, dining, major highways, and Charlotte Douglas International Airport. Move-in ready and a must-see!

3228 Barfield Drive, Charlotte

Listing courtesy of ERA Live Moore. martha704realestate@gmail.com

$280,000

3 Beds ⋅ 2 Baths ⋅ 4430926 MLS ⋅ ACTIVE Status

Welcome to 11141 Lions Mane St, a beautifully situated 3-bedroom, 2-bath townhome offering a spacious and functional floor plan in southwest Charlotte. Step inside to a bright, open living area featuring soaring ceilings and a loft overlooking the main level, creating an inviting space for relaxing or entertaining. The main-level primary suite provides convenience and privacy, while two additional bedrooms offer flexibility for guests, a home office, or additional living space. The kitchen features granite countertops and opens toward the main living areas, making everyday living and entertaining effortless. Upstairs, the loft provides valuable additional space and overlooks the dramatic two-story living room. Outside, enjoy your private patio—perfect for morning coffee, grilling, or unwinding at the end of the day. Located in the Lions Gate community with convenient access to shopping, dining, major roadways, and the surrounding southwest Charlotte area. With its desirable layout, first-floor primary suite, spacious living areas, and low-maintenance townhome lifestyle, this home is ready for its next owner to make it their own.

11141 Lions Mane Street, Charlotte

Listing courtesy of UPSURGE Realty. trevswint@leveluprealty.org

$400,000

3 Beds ⋅ 3 Baths ⋅ 4428731 MLS ⋅ ACTIVE Status

OPEN HOUSES: SAT 12-2P & SUN 11A-1P. Built in 2020, this exceptional end-unit townhome presents a polished blend of contemporary design, refined finishes, thoughtful functionality, and an enviable location just minutes from Uptown Charlotte. Designed for elevated everyday living and effortless entertaining, the residence offers three bedrooms, two full bathrooms, and a convenient half bathroom, with an open-concept upper-level living area showcasing luxury vinyl plank flooring, abundant recessed LED lighting, and attractive Charlotte skyline views. The gourmet kitchen serves as the centerpiece of the home, featuring professional-grade Frigidaire stainless steel appliances, including a gas range, a generous granite countertop island with seating, classic subway tile backsplash, plentiful shaker-style cabinetry, and a spacious pantry. The adjoining dining and living areas provide a sophisticated yet versatile setting for entertaining or relaxing, while the upper level also offers the private primary suite, laundry room, and thoughtfully positioned half bathroom for guests. The primary retreat is enhanced by a spa-inspired en-suite bathroom with dual vanities, a beautifully tiled shower, and a spacious custom closet. Two secondary bedrooms are conveniently located on the main level and share a full bathroom with a tub/shower combination, offering an ideal arrangement for guests or flexible home-office use. A two-car garage with Tesla EV charger provides exceptional convenience and storage, complemented by three visitor parking spaces directly in front of the residence. Seller is confirming HOA information, and will update HOA information as soon as possible. Ideally positioned across from Double Oaks Aquatic Center and moments from Heist Brewery, Camp North End, Optimist Hall, The Music Factory, VBGB, and The Fillmore, the home places an array of dining, entertainment, and lifestyle destinations within easy reach. Approximately 1.5 miles from Uptown and 2 miles from Bank of America Stadium, with convenient access to I-77, I-85, I-277, and Charlotte Douglas International Airport, this sophisticated urban residence offers a distinctive combination of modern luxury, convenience, and connectivity in the heart of Charlotte.

1432 Winding Stream Road, Charlotte

Listing courtesy of EXP Realty LLC Ballantyne. 980-316-4454

$399,900

4 Beds ⋅ 3 Baths ⋅ 4430241 MLS ⋅ ACTIVE Status

East Charlotte split level on large corner lot. basement features 2nd living quarters option. needs some updates and TLC. Sold as is. Please contact your REALTOR today for more information on these types of sales and a showing. Please note, the listing company does NOT engage in dual agency and solely represents the seller.

4715 Carriage Drive Circle, Charlotte

Listing courtesy of Countryside Properties. john@countrysideprops.com

$275,000

3 Beds ⋅ 2 Baths ⋅ 4430353 MLS ⋅ ACTIVE Status

Welcome to 4415 Biesterfield Drive! This move-in-ready ranch offers the convenience of one-level living with 3 bedrooms, 2 full baths, and an open, light-filled layout. The spacious great room features vaulted ceilings that create an airy feel, while durable laminate flooring flows throughout the home for easy maintenance. The kitchen offers ample cabinet space, stainless steel appliances, and a functional layout that opens to the dining area—perfect for everyday living and entertaining. The private primary suite provides a comfortable retreat, while two additional bedrooms offer flexibility for guests, a home office, or hobbies. Step outside to enjoy the rear patio and flat backyard, ideal for relaxing, grilling, or outdoor gatherings. Conveniently located in Northwest Charlotte with quick access to I-85, I-77, Uptown Charlotte, shopping, dining, and everyday conveniences. A fantastic opportunity for buyers seeking affordability, comfort, and a great Charlotte location!

4415 Biesterfield Drive, Charlotte

Listing courtesy of EXP Realty LLC Ballantyne. 704-451-4851

$320,000

3 Beds ⋅ 2 Baths ⋅ 4429696 MLS ⋅ COMING SOON Status

Welcome to 1524 Lanewood Place, a 3-bedroom, 1.5-bath brick ranch offered at $320,000 in Charlotte, NC 28208. The home features hardwood flooring, abundant natural light, a dedicated dining area, spacious kitchen, and a generously sized living area with a brick fireplace. Additional interior space provides flexibility for a home office, den, sitting area or other use. Outside, the property offers mature landscaping, a long driveway, rear deck and established trees surrounding the homesite. A notable feature of the property is the paid-off solar panel system, which will convey with the home at closing, subject to confirmation of conveyance documentation. No solar loan or lease is intended to be assumed by the purchaser. Conveniently located near Charlotte Douglas International Airport, Uptown Charlotte, I-85 and Freedom Drive, with access to shopping, dining and other Charlotte destinations. Eligible buyers may qualify for up to $15,000 in available Wells Fargo homebuyer assistance programs. Program availability, borrower eligibility, property eligibility, loan requirements and assistance amounts are determined by Wells Fargo and are subject to change. Buyers should contact Wells Fargo directly for current program terms and qualification requirements. Schedule a showing to explore everything 1524 Lanewood Place has to offer.

1524 Lanewood Place, Charlotte

Listing courtesy of CENTURY 21 Rucker Real Estate. amara@c21ruckerrealestate.com

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