Hot Springs Homes under $400,000

Hot Springs Homes under $400,000

Welcome to Hot Springs, North Carolina—a hidden gem nestled in the breathtaking Blue Ridge Mountains! Known for its serene landscapes and rich history, this charming town offers a unique blend of outdoor adventure and small-town hospitality. With the French Broad River winding through its heart and the stunning Appalachian Trail nearby, Hot Springs is a paradise for nature lovers and outdoor enthusiasts alike. Whether you enjoy hiking, fishing, or simply soaking in the natural hot springs, this town has something for everyone.

Hot Springs boasts a vibrant community with a variety of local shops, cozy cafes, and welcoming restaurants, making it a perfect place to call home. The town's historic charm is complemented by its modern amenities, ensuring residents enjoy a comfortable lifestyle without sacrificing the beauty of nature.

For those looking to settle down in this picturesque area, there are numerous homes available for under $400,000. These properties offer an excellent opportunity for first-time buyers, families, or anyone seeking a peaceful retreat in the mountains. From quaint cottages to charming bungalows, you'll find a diverse selection of homes that cater to various tastes and preferences.

Imagine waking up to stunning mountain views, enjoying the tranquility of nature right outside your door, and being part of a friendly, close-knit community. Hot Springs is not just a place to live; it’s a lifestyle that embraces the beauty of the outdoors and the warmth of its residents. Come discover your dream home in Hot Springs, where adventure and serenity await!

Newest Hot Springs Homes under $400,000

1712 Little Creek Road, Hot Springs
$175,000
1 Beds ⋅ 1 Baths ⋅ 4421283 MLS ⋅ ACTIVE Status
Great opportunity for unrestricted mountain living at an affordable price! 1712 Little Creek abounds with character and is located directly across from over 500 acres of national forest land, and just minutes from Max Patch and the Appalachian Trail. The home was renovated in 2025 with a new kitchen, roof, UV water filter, water heater, deck, and sliding doors, but retains the original wormy chestnut and cherry woodwork. The spacious open concept has high ceilings, great natural light, and offers versatility with the option to easily section off a second sleeping area. The lower level has both interior and exterior access and would make for a amazing studio or workshop; it's a wide open, blank canvas for your vision. Outside you'll find a full RV hookup (electric, water, and waste disposal), a level lot with views, and year-round sounds of the waterfall across the road. With state maintained access, fiber internet availability, amazing potential as a short term rental, and being offered fully furnished, this one checks all the boxes for your next mountain home!

1712 Little Creek Road, Hot Springs

Listing courtesy of Morgan + Marley Real Estate Advisors. brokerjasonmorgan@gmail.com
300 Buck Drive, Hot Springs
$374,900
2 Beds ⋅ 2 Baths ⋅ 4404873 MLS ⋅ ACTIVE Status
Do you ever seek a lifestyle where you feel immersed in nature? Do you ever want to leave your house and have miles of quiet gravel roads to walk within your own community? How about being 7 miles from Max Patch, one of the most popular hiking trails in WNC? 300 Buck Drive offers all this and is perfect for someone wanting full time living in a remote location, or someone seeking a home as a second residence to retreat from city life and be close to national forest. Located in Deerfield Meadows with low HOA fees, you are free to use your home as a short term rental here. This property is quality built and has been lovingly maintained. The house is being listed as a two bedroom per septic records but has three usable bedrooms to enjoy, including a master on the main level. The house is very spacious and includes an unfinished basement and two car garage for plenty of storage. Buyers will enjoy the two story great room with cozy gas fireplace in the winter and the large deck to enjoy the mountain views in the summer. Every day here is a day of serenity, book an appointment today to check out this wonderful listing.

300 Buck Drive, Hot Springs

Listing courtesy of Carolina Mountain Sales. rachaelgiesenschlag@gmail.com
131 White Oak Way, Hot Springs
$384,000
2 Beds ⋅ 2 Baths ⋅ 4403627 MLS ⋅ ACTIVE Status
Inviting mountain cabin on 2.82± private acres in Hot Springs, NC, offering exceptional privacy, natural beauty, and a rustic yet refined appeal. Surrounded by lush forest, this peaceful retreat provides easy access to the Appalachian Trail, hiking, rafting, and endless outdoor recreation. A picturesque waterfall along the road to the cabin enhances the serene mountain setting. The home showcases quality timber construction and thoughtful craftsmanship, complemented by classic vintage-inspired hardware throughout. Designed to maximize its southeastern exposure, the cabin is filled with abundant natural light through well-placed windows. The living room centers around a cozy wood stove, creating a warm and inviting atmosphere. Two bedrooms on the main level are constructed with concrete block beneath the exterior stonework and interior wood finishes, offering both durability and character, while the upstairs loft provides flexible space with a half bath and private balcony—ideal as a sitting area, game room, or guest retreat—complete with breathtaking long-range year-round mountain views. Enjoy beautiful sunrises from the covered front porch, along with soft, refracted sunset views in the evening. The setting offers exceptional privacy, with no visible homes in the surrounding views, even at night. A striking creek with dramatic boulders and natural terrain enhances the landscape and creates a scenic boundary between properties. While not formally energy certified, the home has been constructed with efficiency in mind. Unwind in the quiet tranquility of mountain living, all within easy reach of local dining, shops, and small-town charm. Ideal as a year-round residence, weekend getaway, or income-producing vacation rental.

131 White Oak Way, Hot Springs

Listing courtesy of Looking Glass Realty AVL LLC. mliske@lookingglassrealty.com
755 Fairview Loop, Hot Springs
$327,000
4 Beds ⋅ 2 Baths ⋅ 4402205 MLS ⋅ ACTIVE Status
Welcome to peaceful mountain living just minutes from the charming town of Hot Springs. Nestled on a beautifully maintained, level grassy lot surrounded by the natural beauty of the mountains, this immaculately cared-for home offers the perfect blend of comfort, space, and functionality. This spacious home features a thoughtfully designed floor plan with generous living areas, a large primary suite complete with a large walk-in closet and flex room that would be excellent for a home office or nursery as well as a private ensuite bath. The inviting four seasons room is the perfect place to enjoy your morning coffee, unwind in the evenings, or simply take in the peaceful surroundings. The cozy family room flows seamlessly into the kitchen and breakfast area, creating a warm, inviting space that's perfect for everyday living and entertaining. Outside, you'll find a beautiful yard with ample space for gardening, outdoor entertaining, pets, or play. A large 28x42, detached two-car garage provides abundant storage and workshop space, making it ideal for hobbyists, woodworking, projects, or additional parking. The garage also offers multiple electrical outlets as well as lighting throughout. Located less than 2.5 miles from downtown Hot Springs, you'll enjoy easy access to the area's renowned natural hot mineral springs, the Appalachian Trail, rafting, hiking, local restaurants, and small-town charm, all while enjoying the privacy and tranquility of your own mountain retreat. Whether you're looking for a full-time residence, a second home, or simply more room to enjoy the outdoors, this move-in-ready property is one you won't want to miss.

755 Fairview Loop, Hot Springs

Listing courtesy of Hollifield & Company Properties Inc.. bhollifieldandco@gmail.com
82 Hill Street, Hot Springs
$389,000
3 Beds ⋅ 2 Baths ⋅ 4400452 MLS ⋅ ACTIVE Status
Historic Charm Meets Modern Potential in Hot Springs. Nestled in a quiet corner of Hot Springs, this historic 3-bedroom, 2-bath home offers the perfect blend of old-world charm and limitless possibility. Set on a rare and spacious three-lot parcel, you’ll enjoy mountain views, mature trees, and plenty of room to add a garage, workshop, or garden. Inside, discover large rooms, hardwood floors, sunroom, a generous country kitchen, and a relaxing covered front porch perfect for morning coffee. Just two blocks from downtown yet tucked away, you can walk to the shops, restaurants and brewery, etc. Whitewater sports, the Appalachian Trail and hiking, and fly-fishing are also close by. This is your chance to own a piece of history – with room to grow. So much potential here for your escape to this quaint mountain-river town of Hot Springs, NC!

82 Hill Street, Hot Springs

Listing courtesy of Mountain Home Properties. sdubose@mountaindream.com
10755 Nc 209 Highway, Hot Springs
$322,600
3 Beds ⋅ 2 Baths ⋅ 4400645 MLS ⋅ ACTIVE Status
Wake up to the sights and sounds of Spring Creek at this beautiful home located on scenic Hwy 209 only minutes to historic Hot Springs. Beautiful long range Mountain View’s and the soothing sound of flowing water as your everyday backdrop. Enjoy fishing on your own trout -stocked creek, relaxing by the water's edge, or simply taking in the natural setting from your own property. Front covered porch for sipping coffee and watching deer out in the nearby field, large back deck for grilling and has a partially fenced back yard for your pet. Inside, the home has been thoughtfully updated from top to bottom and features breakfast bar , real wood cook stove with solid stone backing; stylish finishes, and a bright, inviting interior. Lots of natural light and views of the fields and mountains setting, enhancing the connection to the serenity of the community of Spring Creek.Conveniently located with easy access to Hot Springs , Marshall and Asheville, this property is ideal as a full-time residence, second home, vacation retreat, or investment opportunity. Short term rental is ok. Creek-front homes this close to Hot Springs and Marshall are increasingly rare. The new rough cut lumber “barn" /shed; dimensions are 14' × 24' built in 2025. Could be used as such, or use as a workshop or Would be great for a second living quarters or AIRBNB! This property is also just minutes to Max Patch Bald hiking and AT! - New Roof and HVAC system in 2025. 2025 Craftsman riding mower 54" deck and a brand new, never used, Westinghouse 28000 generator. Contact agent to Schedule your tour today!!

10755 Nc 209 Highway, Hot Springs

Listing courtesy of Real Mountain Properties, LLC. rhonda.rmp@gmail.com
59 Ck Cabin Drive, Hot Springs
$350,000
3 Beds ⋅ 2 Baths ⋅ 4385915 MLS ⋅ ACTIVE Status
One-level mountain living in the Great Smokies! Located just 5 minutes from the town of Hot Springs, NC, this move-in-ready 3BR/2BA home with a bonus den/office perfectly blends cabin coziness with a modern Scandinavian aesthetic. The bright interior features vaulted natural wood ceilings, fresh paint, custom blinds, and new lighting and fixtures throughout. A spacious kitchen boasts original hardwood cabinets, a full-height pantry, and a new convection oven. The true showstopper is the outdoor living space, featuring over 1,000 sq ft of wrap-around covered porch with awe-inspiring sunrise and sunset views. Enjoy the mountain breeze from the 8’ x 36’ screened porch, or relax by the fully functional above-ground pool. The property includes a kid and pet-friendly fenced yard, two storage sheds (10’x12’ and 8’x10’), and a low-maintenance, half-wooded lot. Hot Springs is almost fully recovered from Helene and offers world-class rafting, fishing, and hiking right in your backyard. Take a quick drive into town for dining and spas, or enjoy a scenic weekend trip to Asheville or Gatlinburg. Come soak up the peace and quiet!

59 Ck Cabin Drive, Hot Springs

Listing courtesy of Properease LLC. brokerstacywienke@gmail.com
1206 Caldwell Mountain Road, Hot Springs
$400,000
2 Beds ⋅ 2 Baths ⋅ 4377485 MLS ⋅ ACTIVE Status
Welcome to your mountain escape — a charming cabin nestled on 2.37 acres of pure, unspoiled nature in the heart of Spring Creek. If you've been dreaming about a place where nature goes on forever and the neighbors don't, this one's calling your name. This spacious 2-bedroom, 2-bathroom home with a bonus loft offers over 2,000 square feet of comfortable living space flooded with natural light. The sunroom is a dream — the kind of spot where your morning coffee just hits different. Step outside onto the wraparound deck and take in those gorgeous long-range mountain views that remind you why you wanted to live out here in the first place. The mature landscaping surrounding the property gives everything a storybook feel, with established landscaping, trees, and greenery that frame the cabin beautifully in every season. Privacy is the real luxury here, and this setting delivers it in spades. It's truly peaceful — just you, the birds, and the breeze through the trees. Practical perks? A whole-house generator means you'll never sweat a power outage, which is a pretty big deal when you're living the mountain life. This home blends rugged charm with everyday comfort and modern amenities in a way that just works. Whether you're looking for a full-time residence or a weekend retreat, this cabin checks all the boxes. Properties like this don't come around often, so come see it before someone else falls in love first. SOLD AS-IS.

1206 Caldwell Mountain Road, Hot Springs

Listing courtesy of Move Asheville Realty. amanda@moveashevillerealty.com
1717 Howard Moore Road, Hot Springs
$400,000
6 Beds ⋅ 6 Baths ⋅ 4372846 MLS ⋅ ACTIVE Status
Nestled on 9.36 unrestricted acres (with option to purchase ~50 additional acres) in Hot Springs, this storied estate is a historic soul awaiting a grand renaissance. While the home has been loved as much as humanly possible, it currently needs a compassionate touch - including a full plumbing overhaul due to burst pipes - and is priced specifically to reflect this opportunity. The interior is a masterpiece of craftsmanship, featuring original hardwood floors, exquisite woodwork, and a sprawling layout of six bedrooms (permit not found yet, will update accordingly upon receipt) and six full baths, including private en suites for every upstairs bedroom and a complete second living quarters on the lowest level. This home literally breathes local history with massive windows salvaged from Asheville High School and Spring Creek School, flooding the space with light and a "one with nature" feel. The grounds are a true sanctuary, featuring a creek in the front, a natural spring with an old reservoir, a greenhouse, and a large RV garage/workshop. Located less than an hour from Asheville and Waynesville, this unique mountain retreat is a majestic blank canvas ready for its next chapter. Come and fall in LOVE! **See agent remarks for important info.**

1717 Howard Moore Road, Hot Springs

Listing courtesy of LOVE Land and Home Inc.. lacey@lovelandandhome.com
286 Rebel Drive, Hot Springs
$229,000
2 Beds ⋅ 1 Baths ⋅ 4364820 MLS ⋅ ACTIVE Status
Experience a simpler way of life in this 2BR/1BA small cabin just outside of the Town of Hot Springs and close proximity to the French Broad River. Situated on 12.5 acres within a private community, this thoughtfully designed rustic tiny cabin offers a rare opportunity to enjoy mountain living while being part of a small, intentional homesteading community. Take in the mountain views from the screened porch, private backyard with firepit and picnic table in a truly peaceful setting. Shared well system and a convenient shared laundry space. Fiber internet available. Space for a personal garden and your own backyard chickens. Opportunity for hands on learning w/experienced onsite farm owners. Cabin is on a single lane mountain dirt road - 4WD or AWD required within the community. BY APPOINTMENT ONLY - NO DRIVE BYS PLEASE

286 Rebel Drive, Hot Springs

Listing courtesy of French Broad Real Estate Co.. annmharold@gmail.com
264 Rebel Drive, Hot Springs
$174,000
1 Beds ⋅ 1 Baths ⋅ 4360663 MLS ⋅ ACTIVE Status
Experience a simpler way of life in this 1BR/1BA small cabin just outside of the Town of Hot Springs and close proximity to the French Broad River. Situated on 1.5 acres within a private community, this thoughtfully designed rustic tiny cabin offers a rare opportunity to enjoy mountain living while being part of a small, intentional homesteading community. Take in the mountain views from the screened porch, private backyard with firepit and picnic table in a truly peaceful setting. Shared well system and a convenient shared laundry space. Fiber internet available. Space for a personal garden and your own backyard chickens. Opportunity for hands on learning w/experienced onsite farm owners. Cabin is on a single lane mountain dirt road - 4WD or AWD required within the community. BY APPOINTMENT ONLY - NO DRIVE BYS PLEASE

264 Rebel Drive, Hot Springs

Listing courtesy of French Broad Real Estate Co.. annmharold@gmail.com
131 White Oak Way Unit #35/34, Hot Springs
$400,000
2 Beds ⋅ 2 Baths ⋅ 4361899 MLS ⋅ ACTIVE Status
Inviting mountain cabin on 4.8± private acres in Hot Springs, NC, offering exceptional privacy, natural beauty, and a rustic yet refined appeal. Surrounded by lush forest, this peaceful retreat provides easy access to the Appalachian Trail, hiking, rafting, and endless outdoor recreation. A picturesque waterfall along the road to the cabin enhances the serene mountain setting. An additional parcel is included—approved for a septic system and featuring a very nice natural spring—ideal for future building or preserving the view. The home showcases quality timber construction and thoughtful craftsmanship, complemented by classic vintage-inspired hardware throughout. Designed to maximize its southeastern exposure, the cabin is filled with abundant natural light through well-placed windows. The living room centers around a cozy wood stove, creating a warm and inviting atmosphere. Two bedrooms on the main level are constructed with concrete block beneath the exterior stonework and interior wood finishes, offering both durability and character, while the upstairs loft provides flexible space with a half bath and private balcony—ideal as a sitting area, game room, or guest retreat—complete with breathtaking long-range mountain views. Enjoy beautiful sunrises from the covered front porch, along with soft, refracted sunset views in the evening. The setting offers exceptional privacy, with no visible homes in the surrounding views, even at night. A striking creek with dramatic boulders and natural terrain enhances the landscape and creates a scenic boundary between properties. While not formally energy certified, the home has been constructed with efficiency in mind. Unwind in the quiet tranquility of mountain living, all within easy reach of local dining, shops, and small-town charm. Ideal as a year-round residence, weekend getaway, or income-producing vacation rental.

131 White Oak Way Unit #35/34, Hot Springs

Listing courtesy of Looking Glass Realty AVL LLC. mliske@lookingglassrealty.com
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